Stop Renting. Start Owning Your Future.
Wave Crest Legacy Group offers fully renovated, move-in ready homes with owner financing — no bank needed and ITIN accepted.
Owner-Finance Available
Flexible terms built around your family, not a bank.
ITIN Accepted
No traditional credit or bank approval required.
Move-In Ready
Fully renovated homes with everything brand new.
Featured Property
1300 Basin St — Bay City, Texas
Fully renovated 3 bed, 2 bath home on a quarter-acre lot. Stop Renting. Start Owning.
View Full ListingPrefer a Traditional Loan?
Conventional Financing Welcome
Owner financing is our specialty, but it isn't your only option. If you're working with a bank, credit union, or mortgage lender, we're glad to work with you and your financing team to close the deal.
Bank Loans
Bring your preferred bank and we will coordinate directly with your loan officer.
Credit Union Financing
Member-based lending welcome — we make the paperwork and closing simple.
Mortgage Lenders
Working with a broker or mortgage company? We will partner with your team.
Cash Offers
Ready to buy outright? We can move quickly toward a fast, clean closing.