Owner-Finance Homes in Texas

Stop Renting. Start Owning Your Future.

Wave Crest Legacy Group offers fully renovated, move-in ready homes with owner financing — no bank needed and ITIN accepted.

Owner-Finance Available

Flexible terms built around your family, not a bank.

ITIN Accepted

No traditional credit or bank approval required.

Move-In Ready

Fully renovated homes with everything brand new.

Exclusive Inventory

Featured Homes

Direct owner financing on updated Texas properties with flexible terms.

Single-story brick home at 2103 Fall Meadow Dr with dark brown trim, arched front windows, a wood front door, mature live oak shade tree, fresh landscaping beds, and a two-car garage
Available NowSeller Financing
~$139 / SQ FT
Missouri City, TX • Quail Valley East

FALL MEADOW: Updated 4-Bed, 2.5-Bath

$299,900Under $300K

Spacious 2,157 sq ft single-story layout featuring 4 dedicated bedrooms, 2.5 baths, classic brick exterior with dark accent trim, mature oak canopy, and refreshed landscaping. Convenient access to major commuter arteries and local amenities.

Bed / Bath
4 Bed / 2.5 Bath
Living Area
2,157 Sq Ft
Property Type
Single-Story
Lot Style
Shaded Yard

Wave Crest Direct Financing

Dueño a Dueño • Flexible Down Payment Options

Minimum Down Required
10% Down ($29,990)
Fast Approval
Interest Rate Tiers
Tier 1: 10% Down$29,990 Down Payment
9.9% APR
Tier 2: 15% Down$44,985 Down Payment
9.5% APR
Tier 3: 20% Down$59,980 Down Payment
8.9% APR
Buyer Qualification Terms
ITIN Accepted (Dueño a Dueño Direct Terms)
1099 & Self-Employed Friendly
No Traditional Bank Qualifying Required
Fast Direct Closing Process

Wave Crest Legacy Group LLC • Equal Opportunity Housing

1300 Basin St, Bay City, TexasAvailable Now

1300 Basin St — Bay City, Texas

Fully renovated 3 bed, 2 bath home on a quarter-acre lot. Stop Renting. Start Owning.

3 Bed2 BathQuarter-acre lot
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